Services

Our hope is that your future takes you everywhere you’ve imagined, and we are here to help you make that happen. We understand that every financial situation is unique and will work to build an income plan to help meet your goals. We offer an array of financial tools, and, as an independent practice, we work for you and not any one company.

Our Income Planning Philosophy: The 3 P's

Protection

Our main goal is to help protect your assets by limiting risks in every possible way.

Participation

Participate in the potential benefits of any market-related gains while avoiding market-related losses.

Predictability

Create predictable and sustainable income that you can’t outlive and will allow you to build your own “retirement paycheck.”

The Frontier Retirement Process: Putting Your Income Plan into action

We meet with you over a series of visits to design and implement a distinct income plan for your financial needs.

Identify:

During your first visit, we want to understand who you are and what is important to you in making smart choices with your money.

Plan:

We work with you to create a custom, personalized income plan based on your goals to help you reach your financial and retirement goals.

Manage:

We review your current income portfolio and make adjustments as needed. We will meet with you annually to discuss your income plan’s progress and analyze any necessary changes.

We offer the following services, including but not limited to:

Comprehensive Retirement Income planning

Financial Reviews

Annuity Transfers

Maximization of estate to heirs

Insurance and annuity analysis

Long-term care options

Life Insurance Review

What Our Clients Are Saying

Dave has been a lifesaver for my wife, Linda, and I. We were invited to one of his dinner workshops. After I heard Dave talk about how fast your money can disappear if invested wrong, we decided to meet with Dave.

Dave Financial has answered all my questions in many ways and is always ready to help as things may arise. Nice people to work with – kind and courteous.

Dave has not only been generous with his time and wonderful at handling my insurance and planning needs, but he really gives back and is vested in the community. It’s great to work with someone who makes you feel welcome, is professional and yet accessible. David is the go-to guy in Meredith for sure.

This is an unpaid unsolicited client testimonial. These clients have had a financial relationship with David Kutcher and are providing their personal opinion. This may present a conflict of interest as these client’s experience may or may not be the same as another client’s experience. This conflict is mitigated by our financial advisor’s fiduciary duty to tailor each client’s investment objectives to each individual client’s own financial situation. No compensation was paid to these client for the testimonials. A client testimonial does not guarantee future investment success and should not be indicative that any client or prospective client will experience the same or a higher level of investment performance. Foundations Investment Advisors, LLC is an SEC registered investment adviser. Past performance is not indicative of future results.